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Capitec Loans (Online Review)

Today we are going to be looking at Capitec loans in more detail and since we have received allot of enquires related to these loans, we decided to give our readers a broader overview of these loans, to let them know exactly how to apply as well as contact Capitec online.

Capitec loans offer their customers loans up to R250 000, with repayment terms that vary between 1 to 84 months or 7 years. These are very flexible terms and enable anyone who’s looking for a loan to have lower monthly repayments than the more traditional 60 month period or 5 years.

Capitec loans also offer consumers the ability to have their funds available in a very short period of time in the account and thus providing people with a solution, who need the funds quickly in order to do a payment or for whatever reason they might require the funds for.

We have been following them very closely and we must say in our opinion that they offer a very user friendly website with great online internet banking, as well as service delivery and ease of use in order to contact them about the products and services.

They are also very transparent and provide people with the rates and fees applicable to their loans, so that there are no surprises and that they know exactly what they are in for and enable them to plan effectively to repay the loan monthly and incorporate that into their monthly budget.

To contact Capitec Loans, you can either call the customer care line or apply online via online internet banking or visit your nearest capitec branch. They have various branches countrywide and as they continue to expand and grow on South Africa, we will surely see more Capitec branches pooping up in the short and long terms.

We are going to be looking at Capitec Internet Banking in more detail and we can just convey that we ourselves bank with them and the ease of use of the internet banking is great and offers users a very fast and effective way to do bank safe and securely.

We will continue to follow Capitec loans in the future and keep all our readers updated on any new developments as well as products that they might launch in connection with their loans, so be sure to check back regularly to get all the latest news and reviews.

African Bank Loans

Today we are going to be looking at African bank loans in closer detail, due to the large amount of enquiries we have been receiving in relation to the loans that they offer and how people should go about applying for such a loan.

First of all let’s look at the most obvious issue at hand and that is how much you can borrow with African Bank?

They offer loans for consumers in South Africa, that vary between R500 and goes up to R150 000. They also have terms that vary and the longest term that you will receive from them is 60 months.

Where to do your online application with African Bank?

They offer various ways to apply for a loan with them and we are going to be outlining them below. The first option is to give them call on the customer care line and speak to a call centre agent to find out what they need to apply via that channel.

The second option is to apply online with them and you can visit their website and complete the online application form to apply for the amount that you require.

The third option is to simply visit your nearest African Bank branch and apply within via consultant. They will assist you and guide you through the process and what documentation is needed to get you application submitted.

Is your repayment instalments fixed?

The answer is yes and they clearly state that they provide consistency through keeping the instalments fixed.

We hope we have answered a few of your most asked questions and just note that we do not offer loans ourselves and only provide information on loans from companies like African Bank. If you would like more information on a specific company, contact and post your questions and we will get back to you as soon as possible. African bank offers great service and we will continue to follow them and keep you updated on all the latest developments in terms of their loans.

We are going to be looking at the main website of african bank and that is of course www.africanbank.co.za, so be sure to be on the lookout for all the latest news and reviews.