Capitec loans offer their customers loans up to R250 000, with repayment terms that vary between 1 to 84 months or 7 years. These are very flexible terms and enable anyone who’s looking for a loan to have lower monthly repayments than the more traditional 60 month period or 5 years.
Capitec loans also offer consumers the ability to have their funds available in a very short period of time in the account and thus providing people with a solution, who need the funds quickly in order to do a payment or for whatever reason they might require the funds for.
We have been following them very closely and we must say in our opinion that they offer a very user friendly website with great online internet banking, as well as service delivery and ease of use in order to contact them about the products and services.
They are also very transparent and provide people with the rates and fees applicable to their loans, so that there are no surprises and that they know exactly what they are in for and enable them to plan effectively to repay the loan monthly and incorporate that into their monthly budget.
To contact Capitec Loans, you can either call the customer care line or apply online via online internet banking or visit your nearest capitec branch. They have various branches countrywide and as they continue to expand and grow on South Africa, we will surely see more Capitec branches pooping up in the short and long terms.
We are going to be looking at Capitec Internet Banking in more detail and we can just convey that we ourselves bank with them and the ease of use of the internet banking is great and offers users a very fast and effective way to do bank safe and securely.
We will continue to follow Capitec loans in the future and keep all our readers updated on any new developments as well as products that they might launch in connection with their loans, so be sure to check back regularly to get all the latest news and reviews.